Author: Deidre

Medicare 101: Understanding the Basics

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Medicare….what is Medicare all about? Some common thoughts are that:

  • it is basic health insurance for those over 65
  • it is run by the federal agency Dept. of Health and Human Services (HHS)
  • it has several parts–Part A, Part B, Part C, and Part D

All of the above are true, but it is a bit more complicated. For those of us who are closer to retirement age, now is the time to find out what you need to know about Medicare so that common mistakes can be avoided and the right choices can be made. Continue reading so you will not be in the dark in regards to how Medicare works. Continue reading →

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Check Your Interest Rates–How To Get The Best Deals

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Mortgages, auto loans, bonds and bond funds, home equity lines of credit and credit cards—you may have one, two, or all of them. If so, when have you last checked to see if you have the best interest rates? Chances are that you probably either have not checked your interest rates in a long time, or have never done so because you may not know how. Continue reading to find out what you can do to get the best interest rates on your loans and/or credit cards.

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Your Term Life Policy is Expiring–What’s The Next Step?

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Let’s assume you did your research on term life versus whole life insurance and opted for term life insurance. Fast forward some years and your term life policy is about to expire. What is the next step you should take?  Continue reading to find out what your options are. This is not something you can ignore because the wrong decision can negatively impact your family’s life.

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