Check Your Interest Rates–How To Get The Best Deals

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Mortgages, auto loans, bonds and bond funds, home equity lines of credit and credit cards—you may have one, two, or all of them. If so, when have you last checked to see if you have the best interest rates? Chances are that you probably either have not checked your interest rates in a long time, or have never done so because you may not know how. Continue reading to find out what you can do to get the best interest rates on your loans and/or credit cards.

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Your Term Life Policy is Expiring–What’s The Next Step?

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Let’s assume you did your research on term life versus whole life insurance and opted for term life insurance. Fast forward some years and your term life policy is about to expire. What is the next step you should take?  Continue reading to find out what your options are. This is not something you can ignore because the wrong decision can negatively impact your family’s life.

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Motif Investing Strategy–Is It a Less Risky Alternative?

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If you consider yourself a novice investor or someone who wants to get started investing but is either uncomfortable or unfamiliar in choosing which stocks to invest in, there is a relatively new and very affordable way to invest in stocks called motif investing. Read this review to find out what motif investing.com is all about and decide for yourself if this is how you want to either get started investing or to diversify your existing investment portfolio.

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Finding Stress Relief Through Coloring

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Hi Everyone!

I thought I would take a break from writing blog posts about money, finance, and avoiding scams. This post is about a new fad or hobby that is sweeping the nation—coloring books for adults. Coloring pictures in coloring books has always been a joy to me as a child– I liked using crayons and colored pencils to design pretty pictures. I always  I remember coloring as being fun because I felt like I was creating a “masterpiece” with each picture. I did some research on the subject and the general consensus is that using coloring books for adults can be a great stress reliever as well. So if you are currently having challenges in your business and/or life and need some stress relief, I would suggest  coloring pictures in adult coloring books. I would like to share my experiences with coloring pictures in adult coloring books–3 months going strong.  Hope you will be inspired to at least try it for yourself!

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Don’t Get Scammed (Again)–Avoid These Common Cons

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Have you ever been a scam victim? If yes, it does not matter if you lost a few dollars or a lot of dollars, the end result is that you end up feeling angry that con artists have scammed you and you also end up feeling foolish because you actually fell for the scam. If the answer is no, then you are ahead of the game. Find out about some of the most common cons being carried out by scammers online so you can protect yourself from harm for good, or from becoming a scam victim all over again. Continue reading

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Wise Money Management Tips for Seniors

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It’s a brand new year, and now it’s time to start thinking about how you can make your money and finances work harder for you (if you haven’t already started). I came across a very good article in last December’s AARP Bulletin regarding how seniors can get their financial houses in order by reducing fees, lowering insurance costs, and preventing identity theft. If you are not yet a senior, don’t worry; you can apply these tips as well. Continue reading

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The E-Myth: Planning a Strong Business Development Program

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In the book,The E-Myth Revisited:Why Most Small Businesses Don’t Work and What To Do About It, by Michael E. Gerber, he talks about how once you understand the importance of working ON your business rather than IN your business, it is now time to put the pieces together for a strong business development program, or Franchise Prototype.  This is important because if you want to sell your business to someone else, this prototype should be able to produce the same successful results for the new owner just like it did for you. The business development program consists of 7 distinct steps that are essential. (This is the final post of three parts)

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The E-Myth: Your Business Is NOT Your Life

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In the book, The E-Myth Revisited:Why Most Small Businesses Don’t Work and What To Do About It, by Michael E. Gerber, he talks about how many small business owners make the mistake of working IN their businesses rather than ON their businesses. In other words, most of their focus is on the day to day operation of the business rather than focusing on what needs to be done to increase business as well as  how to consistently produce the same quality of service their customers expect. Read my review of Mr. Gerber’s book on how business owners can make the transition from working IN the business to ON the business to achieve overall success. (This is the second post of three parts.)

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The E-Myth: Why Businesses Fail to Succeed

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Have you “fired” your boss and are now the “new boss” of your business? After becoming the “new boss”, do you feel like a failure because your business is not as successful as it should be? Is your business becoming more and more like a chore rather than something to look forward to due to unforeseen problems in the day-to-day operations? If the answer is yes to any of these questions, then you need to read the book,The E-Myth Revisited: Why Most Small Businesses Don’t Work and What to Do About It by Michael E. Gerber. This book is truly one of the best books written on the subject of how most people initially set up their businesses with the best of intentions but end up becoming almost blindsided with unforeseen problems that lead to failure. Read my review Mr. Gerber’s E-Myth to see how you can transform your business from failure to success.  (This is the first post of three parts)

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How LinkedIn Can Be Useful to Your Business And/Or Career

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What do you know about the website LinkedIn? Maybe you have heard a few things, like:

  • a networking site for people looking for jobs and/or a career change
  • a site where business professionals and entrepreneurs can network
  • a social media site where people can make new friends and reconnect with old friends
  • a site where employers can actively seek and recruit qualified candidates for jobs that need to be filled

Truth is, LinkedIn is all of the above and more. If you have a business and want to increase sales or look for new customers, LinkedIn could be a very valuable tool to use. If you are fed up and stressed out in your current job and wish to find a better job, LinkedIn can also be of help. Let me show you how….

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