Mind Your Own Business by Paying Yourself First

Hello Everyone,

Deidre Bourne Aspiring Business Entrepreneur

Deidre Bourne
Aspiring Business Entrepreneur

I just want you to imagine for a moment one of the following 2 scenarios:

1. You either have a job that gives you a paycheck that is more than enough to pay all of your expenses as well as allow you to invest some money for retirement, or

2. Your business (either online or brick and mortar) is so profitable that you have lots of money to spend living out your wildest dreams.

However, if you are not careful, it all can be gone in an instant.  Robert Kiyosaki, author of Rich Dad, Poor Dad, mentions in his book that in order to create wealth, you have to mind your own business.

How do you mind your own business?

You mind your own business by paying yourself first. 

Simply put, in order to achieve Pay Yourself Firstfinancial independence and create wealth, you have to use a portion of the money from your paycheck or tax return and invest it in a vehicle that benefits YOU, not someone else, such as a mortgage company, credit card companies, etc. Don’t get me wrong; paying monthly expenses is very important. I make sure that I pay these expenses on time. However, I know that it is also important to have enough money set aside for my retirement years, as I have no intention of working into my 80’s and beyond (if I’m fortunate to live that long, God willing, lol).

How do you pay yourself first?

You do this by first doing your due diligence and research on investment vehicles that give you the most “bang for your buck”. Second, you then take action and actually go through with investing your money. You do not need a huge amount of money to start investing; you can start investing with small amounts. The important thing is just to start–somewhere. If you wait until you either “have enough money” or for “the right opportunity”, be aware that the clock is always ticking and once the time passes, it cannot be made up. Remember the old saying, “Time waits for no one”.

There are several vehicles that you can use that will help you save money for retirement, such as:

  • CD’s
  • Mutual funds
  • Stocks and bonds
  • 401k’s and 403b’s
  • IRA’s (Traditional and Roth)
  • Self-directed IRA’s
  • Real estate investments

Which vehicle will give you the most “bang for your buck”?

I cannot advise you as to which vehicle listed above is best; I think it is an individual choice based on your comfort level of risk and other factors.  Since I am not a financial adviser, I would highly suggest you speak to a tax accountant, licensed financial adviser and/or financial planner. As I mentioned before, do your due diligence and research on the investment vehicle you want to put your money in.

I hope that I have given you some insight as to the importance of paying yourself first in your journey towards building wealth. If you want to get started building wealth but do not have the money, I suggest that you check out my #1 recommendation for earning income and building wealth. Remember, the sooner you get started, the faster you can achieve either of the scenarios I presented at the beginning of my post.

I sincerely welcome any comments or questions you may have regarding this. Feel free to leave your comments below.  Thank you for taking the time to read my post.





Playing Cashflow–Does This Game Increase Your Financial Intelligence?

Hello Everyone,

Picture 28

My name is Deidre, and I would like to continue my discussion on the importance of increasing your financial intelligence regarding acquiring wealth. In my previous post, Changing Your Financial Mindset is Key to Creating Wealth, I mentioned that one way I applied some of the principles mentioned in Robert Kiyosaki’s Rich Dad, Poor Dad  is by playing his board game Cashflow.

One of Mr. Kiyosaki’s catch phrases regarding this game is “The more you play the game, the richer you become”.  Based on my personal experience, I have to say that this statement is somewhat true–in the sense that I have learned how to better recognize a good deal when I see it. In addition, now I am not as fearful of making a deal ( buying stock, or making a down payment on a property, etc.) as I was the first time I played the game.

Cashflow’s Unique Features

I think that Mr. Kiyosaki is a genius in the way he created this game.

1. He actually depicted the “Rat Race” as a real circle on the game board. The markings on the board include: 3 Paychecks, 1 Downsized, 1 Baby, 3 Market, 3 Doodads, 1 Charity, and 12 Opportunities. These markings reflect what basically happens to people in life. We tend to run in “circles”–a seemingly never-ending cycle. We live paycheck to paycheck, try to keep expenses down but at the same time, buy things we can’t afford and/or don’t really need. The goal is to create enough passive income that exceeds your monthly expenses by first investing in either big and/or small opportunities and then selling those investments. You have to do this despite having some “life events” along the way, such as making frivolous purchases that increase expenses (doodads), being downsized, or having children ( up to 3 babies/player).

Rich Dad Cashflow 101 Board Game

2.  The Fast Track is composed of business investments and dreams–things where the rich like to spend or invest their money. The dreams are represented on the board as pink spaces. Before the game starts, you get to choose your “dream” by placing a piece of cheese on it.  Businesses are represented as green spaces. Once you purchase a business, you get to place a token on that business, and it’s yours for the duration of the game; no one else can take it away from you. These businesses also have monthly cash flow which is how you build passive income.

3.  Passive income is earned on the rat race track by making investments on the big deal, Cflow Opp Cardssmall deal opportunity cards and market cards. Landing on an opportunity space gives a player the option to choose either a big or small deal investment. The largest Small deal costs $5000; the smallest Big deal begins at $6000. A player will decide which opportunity to invest in based on amount of cash on hand and how much he/she is willing to risk. Market cards are those where a player will find buyers for his/her investments.

4.  Each player is randomly given a Profession Card. These cards differ in income, expenses, assets, and liabilities.  A player transfers information from one of these cards to a Cflow Profession Cardblank balance sheet that is used for the duration of the game. A player’s financial intelligence (how well he/she can spot a good investment opportunity) will be influenced by the information contained on these cards.




Does Playing  This Game Increase Your Financial Intelligence?

Having played this game many times over several years, I have to say that my financial intelligence has definitely increased. I’ve made the following observations:

  • It does not matter what profession you are dealt at the start of the game. It is definitely possible to get out of the rat race and onto the fast track if you have either a low salaried profession or a high-salaried profession with a lot of expenses.  Most often, people tend to think that the more expenses they have, the less cash is available to buy assets.
  • An opportunity that is perfect to invest in if I played the game today may not be the perfect opportunity to invest in tomorrow.  You have to know when to go full steam ahead and invest in an opportunity and when not to.
  • How to control the fear of failure.  Even though fake money is used to make purchases or buy assets, I still found myself fearful of spending that money. I had this big fear of becoming bankrupt and losing the game. The best way I know of getting over this fear is to just continue playing the game. You cannot just stick your big toe in a pool of water and expect to win; you have to jump in and at least get both feet wet.  Expect to make mistakes but learn from them.  I’d rather lose fake money with a bad investment in playing Cashflow than lose money in real life.  Each time I’ve played Cashflow, I learned something new, and I have begun to spot opportunities that I would have never considered before.
  • Remember the real goal of playing Cashflow–to increase financial intelligence by buying assets that increase your passive income so that it exceeds your expenses and gets you out of the Rat Race. Once out of the Rat Race, you are free to enter the Fast Track where you can buy businesses and/or purchase your Dream.  I’ve played the game with other people, and I marvel at people’s mindsets and how they play the game.  For instance, I’ve played with people who are content to just collect their income every time they land on “paycheck”. They seem to have no interest whatsoever in purchasing any assets that would help them get out of the Rat Race.

In conclusion, I hope I have shed some light on why it is important to increase financial intelligence when your goal is to increase wealth. It’s a good thing to want to increase wealth, but it’s even better if you know what to do with it and how to maintain it.  There are several ways to achieve this, such as by reading books (i.e R. Kiyosaki’s Rich Dad, Poor Dad) or by going to seminars. However, I highly recommend playing Cashflow.  You have a choice in playing either the E-game (electronic) version, or the board game version. I think the board game is better because you actually get a better understanding in using the balance sheet as opposed to the calculations being done for you by the computer in the electronic version.

If you have either played or currently play Cashflow or have any questions or comments, I would welcome your feedback.  Thanks for taking the time to read my post, and I wish you much success.



Promise to Keep Your Word…And People Will Love You For It

Hello Everyone,

Have you ever met or come across someone who says one thing and does the opposite, or makes promises that are not kept? In addition, that person never even bothers to tell you why–they just leave you hanging without any explanation whatsoever.

Picture 28Hi my name is Deidre, and I am writing this post because I want to vent my feelings about one of my biggest pet peeves—people not keeping their word; not doing what they say they will do.

Why People Don’t Keep Their Word

  • Simply “forgot” about what they promised
  • Something else came up (life happens) and could not keep the promise
  • Think that “it’s not that big a deal” if the promise is not kept
  • Simply changed their mind

What inspired me to write about the importance of keeping one’s word? I do not like it when people waste my time.  I tend to take people at their word; if you say that you are going to do something, I expect you to do it. I can waste my own time by myself; I don’t need anyone else to waste it for me. I think it is very important that people remember the importance of being reliable and trustworthy–keeping one’s word.

Here’s what happened:

I was supposed to meet a friend for an early lunch before he had to go to work. It never happened because my friend, for some reason, did not think it was important enough to notify me that we were not going to meet for lunch as planned. What makes it really bad is that it was HIS idea to meet for lunch in the first place. He finally called me (well after the time we were supposed to meet) and I asked him why we did not meet for lunch as planned. He told me that he left a voice mail message on my cell phone stating his reason why. Why he did not want to tell me right then and there I don’t know. So I indulged him by hanging up to listen to his voice mail message. The voice mail message said that he was on his way to work. As for why we did not meet for lunch, he said that he wasn’t feeling well.

I can understand that he did not want me to see him because he was not feeling well (just in case you were wondering, his illness was not life-threatening).  However, that does not justify not notifying me in a reasonable time before we were supposed to meet for lunch.

What is the lesson to be learned?

 Keep one's word 2

I’m not going to pretend that I have not been guilty of not keeping my word.  I’ve let people down by doing the very thing I hate being done to me. I make a concerted effort to do what I say I will do–I don’t make promises I can’t keep. However, once you discover that you have let someone down by not keeping your word, the first thing you should do is apologize to the other person. The worst thing you can do is not apologize and just hope that the other person will “forget” that you’ve let them down because you think it’s no big deal and/or it does not really matter.

Well that person may not tell you, but  deep down inside, it does matter. That person may be thinking “Can I trust his/her word the next time?”

Keep one's word 1

It may be possible that the other person may have forgotten about the whole thing and not feel slighted at all. Nevertheless, the sooner you apologize to the other person and make a concerted effort to keep your word the next time around, you will feel less guilty and be better off in the long run.

What are your thoughts about this? Your thoughts and/or comments would be greatly appreciated.  Have a great day, and thanks for reading my post.


  1. Are you sick and tired of joining so-called business opportunities that take your money promising that you will make money easily but it never comes true?
  2. Are you sick and tired of being lied to by website owners or gurus who promise to give you guidance and support but fail to live up to it?

Well, I am happy to let you know that I am a member of a community of people who provide guidance and support when I need it regarding setting up websites and running successful online businesses. Welcome to Wealthy Affiliate; this community is run by 2 owners who definitely do their best to keep their word in helping people start and maintain successful online businesses. It’s free to join and you can start learning immediately either how to begin making money online or improving your existing online business.




Changing Your Financial Mindset is Key to Creating Wealth

Picture 28Hello everyone, my name is Deidre, and I want to ask you the following question:

1. Do you know anyone or have you heard about anyone who seems to be financially sound or rich (has lots of money, has lots of valuable assets, living his/her dream life) only to lose it all later on?

I’m sure that you have heard about people who have won the lottery for millions of dollars only to lose it all mainly because of overspending and poor financial decisions. This just goes to show you that a poor person that suddenly becomes wealthy will just be a poor person with money, especially if that person has the wrong financial mindset. In order to create wealth and to maintain it, your financial mindset must be either adjusted or changed.

How do you change your financial mindset?

Your financial mindset can be changed by learning how to increase your financial intelligence.  I started increasing my financial intelligence by reading several books on the subject, one of which is Rich Dad, Poor Dad by Robert T. Kiyosaki with Sharon L. Lechter.

Here is a brief video discussing the main points I picked up from reading this book:



How I am applying what I’ve learned from Rich Dad, Poor Dad:

1. Minding my own business

  •  I am constantly paying myself first, such as investing in self-directed IRA’s and my job’s 401K plan. My money contained in these assets are working for me 24/7.

2.  Building my assets and eliminating or decreasing my liabilities.

I am making a concerted effort to put in the time and money it takes to make my online  affiliate business, such as Wealthy Affiliate, successful.

  • My Asset:  Wealthy Affiliate- a program that provides training and support in starting and maintaining a successful online business
  • My Liabilities: Home based opportunities that haven’t worked for me as well as Wealthy Affiliate. Therefore, I’ve decided to stop wasting time and money on these so-called opportunities

3. Increasing my financial intelligence.

My boyfriend and I have started playing a board game created by Robert Kiyosaki called Cashflow. The object of the game is two-fold:                                                        

a. To get out of the “Rat Race” (defined as living paycheck to paycheck, never getting ahead financially) by investing in things that create passive income.  In order to get out of the Rat Race, your passive income must be greater than your total expenses.

b. To get onto the “Fast Track” (defined as being financially free to buy just about anything you want) where you can afford buy your dream or earn more than $50,000 in passive income.

If you are interested in making money online and/or starting a business but have no idea of how to get started, I highly suggest that you consider beginning with Wealthy Affiliate.
With the training and support provided with a Free starter account, you will have a strong foundation on how to build a successful online business.
Also, read the book Rich Dad, Poor Dad for more information about increasing your financial intelligence.

Please feel free to comment or ask questions; I will be happy to help.

To your success,




The Solavei Mobile Phone Revolution–Is it Hot or Not?

cropped-Picture-271.jpgHello everyone, my name is Deidre, and I want to ask you the following questions:

  •  Do you own a cell phone or a smart phone?
  •  Are you locked into a long term, expensive contract with your current mobile service provider?
  •  Would you be interested in having the opportunity to get paid when people use their cell phones and also help them save money on their cell phone bills?

If the answer is yes to all 3 questions, then sit tight, and let me tell you about Solavei– a company that is helping people save money on their cell phone bills and make money helping others to do the same.

Solavei_Logo_4c_notag_150  What makes Solavei stand out from its competitors?

Solavei offers its members low-cost mobile phone service through T-Mobile’s 4G network. However, as a way of saying thanks, Solavei pays its members as a reward for simply sharing or spreading the word about Solavei to other people who also join.  While the other mobile phone service providers, like Sprint and AT&T, spend millions of dollars in advertising, Solavei instead relies upon social media and the word of mouth of its members to provide most of the advertising.

To help its members spread the word, Solavei provides a social commerce platform that enhances their social connections. This is extremely innovative as Solavei is the first Solavei phone-cans-255x255company that I know of to do its advertising in this fashion.  Think about it–millions of people talk to each other every day about their cell phone service; why shouldn’t they be rewarded for it if it generates more revenue to the cell phone service provider? It’s been proven that behavior that gets rewarded is often repeated over time.  I don’t know about you, but I wouldn’t mind getting paid for just sharing information about Solavei with others to get them to join as well.

What are the benefits of using Solavei mobile phone service?


In addition to the above mentioned bullet points, here are some additional benefits:

  • You can keep your current cell phone number and cell phone.  As long as your phone uses a SIM card, it will most likely be compatible with Solavei’s software. However, it must first be unlocked before making the switch to Solavei.
  • Solavei software is now compatible with the iPhone 5.   Originally, Solavei software was not compatible with the iPhone. For those of you who have this blind allegiance to the iPhone and do not wish to part with it, Solavei has listened, and has adapted its software to now accommodate the iPhone.
  • There are more low-cost cell phone plans available besides the popular $49/month plan.  There are also plans which cost $39/month and $69/month, depending upon how you utilize your phone.
  • All members receive a Solavei debit card which allows them to participate in the Solavei Marketplace.  In addition to this card being automatically loaded with monies earned for getting others to join, it also allows members to get up to 15% cash back on everyday purchases from top major retailers.
  • Potential to reduce or completely eliminate your monthly cell phone bill. Solavei pays its members $5/month for each referral who joins and keeps an active account. If you really embrace the concept of using your mouth to share information about Solavei, you could very well eliminate your phone bill (yes this means FREE phone service) because the cost of your phone service will be offset by the amount of monies earned as a reward.
  • Has affordable international calling card plans with over 200 countries.  Allows you to save money on making long-distance phone calls to family members who live outside the US.

Possible Drawbacks

  • Must buy a new phone if your current phone is not compatible with Solavei phone service.  This can be expensive for those with limited budgets and cannot afford to purchase a new phone.
  • Constant text and automated phone messages alerting you that your bill payment is due. I don’t know about you, but I do not like to be constantly reminded that my bill payment is due. One text and/or automated phone message is enough. Anything more is annoying.
  • May have to pay an early termination fee with current mobile service provider.  If you are currently under a 2-year contract with another provider and wish to switch to Solavei, you may incur an early termination fee to void the current contract, which can be quite expensive.

How has Solavei helped me?

Let me be real. Prior to Solavei, I had AT&T as my cell phone service provider. I was paying about $89/month, $1,068/year.  With Solavei, I signed up for the $49/month plan, which cost me about $588/year, saving me $480.  I recently switched to the $39/month plan, which will save me even more money. Bottom line, Solavei has helped me save money.  Solavei can help you save money too, if you open your mind to change for the better by cutting ties to your current mobile phone service provider, who is not giving you anything in return for your loyalty as a customer.

It’s amazing to me when I tell others about Solavei and how they can earn extra money, I get the “deer in the headlights” look from them, as if they think I’m crazy or am speaking a foreign language.  It seems as if they are somehow “joined at the hip” with their current service provider and can never let go… They may be under a service contract and do not want to pay an early termination fee.  I understand that. However, they have a choice–they can either wait until their current contract expires and then make the switch, or they can pay the early termination fee and join Solavei. If they choose the latter option, I would advise them to first calculate and compare the savings vs. fees paid. This was the option I chose. I actually saved money by paying the early termination fee of my previous phone provider and then joining Solavei.  But people, being creatures of habit and resistant to change, will still keep their current service provider, pay more money in bills, and get nothing back (no money) as a reward for being a loyal customer–go figure.

Please click on the link below to watch a brief video for more information about Solavei

Solavei Mobile Service

I’m interested.  How can I find out if my phone is compatible with Solavei?

There are 3 easy steps to perform: Click here to get started

  1. Check to see if Solavei has phone service in your area
  2. Check to see if your phone is compatible with Solavei network
  3. Sign up and start saving money on your next phone bill

What do you think? Is Solavei Hot or Not?

If you have read my post this far, and are still undecided about Solavei, just consider the basics:

  • low cost service plans
  • get paid $5 for each referral who joins Solavei and keeps an active account (chance to earn extra income)
  • potential to have free cell phone service (once you have enough referrals with active accounts)

Versus: More expensive cell phone service and NO chance to earn extra income (you are NOT paid for getting others to sign up for service)

Doesn’t take rocket science to decide–money talks. Why not go for the plan that pays you for something as simple as sharing information about a service with others and getting them to join? Oh, I forgot to mention that Solavei also allows people to join for the opportunity to make money only; they can keep their current cell phone service.

Therefore, in my opinion, Solavei is HOT, and you should at least give it a try. But of course you have to decide for yourself. Please feel free to comment and ask questions as I will be glad to help.

By the way…

If you like this blog post, and are interested in wanting to either start your own blog or make money online, I highly suggest you check out Wealthy Affiliate. This is a community of network and online business marketers who are dedicated to helping each other run successful online businesses.  It’s free to join to get started.  Whether you are new or experienced in network marketing, Wealthy Affiliate has something for everyone.

Best wishes,














Great Businesses Benefit from Providing Good Customer Service

cropped-Picture-271.jpgHi my name is Deidre, and if you are a business owner, I would like you to think about the following question:

Is providing good customer service essential to your business?

If the answer is yes, then I suggest you continue reading this post because I want to bring to your attention something that I think that all businesses–whether they are online, brick and mortar, or corporations–are guilty of. They sometimes take their customers for granted by not providing good customer service.

What do I mean by this? Here is a case in point:

One afternoon, I went to my cable service provider’s customer service center to get a new cable box. When I arrived there, I could not believe my eyes.  The service center was packed; there had to be at least 100 to 150 people waiting for service. The security guard who was giving out ticket numbers which designated your place in line for service told me that I would have a two and a half hour wait. I received ticket # 517; the next number to be called was #450. While I was waiting for service, the following observations disturbed me:

  1. The room temperature was very hot and stuffy; I don’t think the air conditioner was on.
  2. There were several elderly persons waiting for service, and they had to stand for long periods of time because all available seats were taken. No attempt was made by service personnel to make the elderly customers more comfortable while they were waiting for service.
  3. As more and more people kept coming into the already overcrowded service center, I was becoming more concerned about the occupancy rate. In case of emergency, how could all these people get out safely?  There was only one way in and one way out.
  4. No cable service center employee or manager was made available to explain the reason for the long waiting time for service. It seemed as if no one cared about the overcrowded condition and long wait times customers had to endure to get service.
The breaking point came when one of the customers complained and demanded that he be allowed to speak to the manager or supervisor. The customer put up so much fuss that the security guards got the supervisor to come out and speak to him. The customer asked the supervisor basic questions, such as:                                                                        Angry Customer clipart
What is the reason for the long delay for service?  Where is the manager of the service center and what is his/her name? Is this (long delays in getting service) what you call good customer service?
When the customer asked the supervisor for his name, the supervisor refused to give his full name, stating that it is against company policy to give customers an employee’s full name. He said employees are only allowed to give out their first name and ID#.
The customer then stated to the supervisor that he was going to take pictures of the overcrowded condition in the service center and write a complaint letter to the cable service provider CEO. The supervisor told him that he cannot take any pictures inside the service center. The customer responded by saying, “That is a lot of BS; I can take a picture if I want to; I can even take pictures from the outside as well”.
The supervisor, who was extremely reluctant to give his name and ID#, did give it to the customer. The customer then proceeded to take pictures of the overcrowded condition from the outside as he said he would. I don’t know whether or not the customer filed a formal complaint, but I think that some valuable lessons can be learned.                           

Customer Service clipart      Good Customer Service Tips   

  1. A customer considers his/her time very valuable. Every effort should be made to make sure that each customer’s needs are met as soon as reasonably possible. A happy customer is a returning customer who may recommend your service or product to others.
  2. A customer expects to be treated with dignity and respect at all times. It is never okay to argue with a customer, even if the customer is verbally abusive or dead wrong. If a customer feels that he/she has been mistreated or given poor service, that customer will most likely tell others about the experience. Each dissatisfied customer will tell on average 10 people about it, who in turn will tell 10 more people about it, and so on.
  3. A customer wants to believe that you actually care about him/her. Customers are not just names and numbers; they are human beings who are intelligent and have feelings.  Customers, for the most part, consider themselves important.  I think that even if for some reason you cannot give a customer what he/she wants, you can somehow make the customer understand why, and he/she does not feel mistreated, then you have provided good customer service.
  4. Periodically evaluate customer satisfaction. This can be done by using customer satisfaction surveys–by phone or online. While a business should always focus on getting new customers, that business should never take its current customers for granted by ignoring or forgetting them. Just because they may be your customers today, does not guarantee that they will be your customers forever.

It is my sincere hope that this post has given you some thought about improving your customer service standards. However, I do not have all the answers; there is much more information about this topic in Wealthy Affiliate. This is an online community of network marketers who are dedicated to helping each other learn how to run a successful business online. Click here to see an example of the type of training that is provided regarding customer service.  Feel free to leave any comments or questions; I will be happy to help.

To your success,




















How to Avoid Recruiting Tire-Kickers into Your Home Business

Hi, my name is Deidre, and I want you to imagine the following scenario:    cropped-Picture-271.jpg

You’ve recently joined or have been involved with a home business opportunity. In order to get your business off the ground, you need to recruit others . You start your recruiting campaigns (by email, phone calls, online/offline marketing, etc.) and you begin to build your organization. You are initially excited when people join you in your business opportunity, but as time goes on, you discover that some of these people eventually quit and drop out or become inactive.

If this happens, then you have most likely recruited tire-kickers and/or deadbeats into your business. Recruiting these people should be avoided as much as possible because based on my experience, getting them to be active participants is a huge waste of time and energy.

Traits of Tire-Kickers, Non-Interested People, and Deadbeat Referrals

Tire-kickers are generally people who are just fishing for information; they are NOT                looking to join any business opportunity, much less yours.

I don't want to join your opportunity; I'm just looking

I don’t want to join your opportunity; I’m just looking photo from e-caremanagement.com

Non-interested people are those who are just not interested in ANY business opportunity. Believe it or not, there are people out there who are truly not interested in making a six-figure income online. They are perfectly happy working at their jobs, providing for their families.

Deadbeats are those who join an opportunity, but for one reason or another simply do nothing with the opportunity. In other words, they may have joined to see if they can reap the benefit of making money online with the expectation that their upline (YOU) will do all the work. Or, they may have joined to take advantage of any “freebies” you have offered as a gift for joining your business.

You May Be Dealing with Potential Tire-Kickers and Deadbeat Referrals If:

1. You spend a significant amount of time trying to “convince” them that your opportunity is not a scam, and it is possible for them to make money. They give you a lackluster or lukewarm response after your presentation.

2. They want to know if you are making any money in your business, and if so, how much. No matter what you tell them, they will not believe you. They may even throw in a negative comment or two.

3. They flat out tell you NO. What does NO mean? It could mean one of the following:

  • No, the time is not right; maybe later

    The time is not right

    The time is not right      photo from http://marketing.vorsight.com

  • No, I’m definitely not interested, and will never be interested in the future

If a potential lead tells you “No” after you present your business opportunity, you can ask them why, but don’t press them for an  answer. Technically, it’s none of your business to know why a potential lead says  No to your opportunity. If you are lucky enough to get an answer however, respect that answer. Don’t try to convince them that they are making a mistake, or they don’t understand how “great” your opportunity is.
I have learned to treat others the way I want to be treated.  I do not like to be asked why am I not interested in an opportunity, so I don’t ask why to a referral. Instead, I would ask them for permission to contact them at a later time (ex. 3 months). If they say yes, that tells me that the timing is not right; there is still hope. If they say no, then it’s a dead end; I won’t contact them again.

How do you avoid recruiting these people?

1. Listen to their response after your present your opportunity. If you are seeing them face to face, look to see if their body language matches what they are saying. If you are talking to them by phone, make sure they are giving you positive definitive answers. Otherwise, you may be wasting your time.

One of my biggest pet peeves is when I get phone calls from network marketers who seem hell bent on convincing me to join their various business opportunities after I tell them I’m not interested. It doesn’t matter if I tell them that I’m already involved in several opportunities and are not looking to join any more. I have even lied to them saying that I’m already making 10K a month and am quite happy doing so. Many times I have to be rude and just hang up the phone. I think that we as network marketers should listen more and do less talking when it comes to recruiting referrals.

2. Learn how to properly search for and recruit truly interested referrals.   Believe it or not, among the millions of people on this earth, there are people who are looking for good business opportunities. The challenge is that there are no “neon signs'” showing you their exact location. You just have to be diligent in your search to find the right people.
If you want to learn how to improve on your recruiting techniques, may I suggest you try Wealthy Affiliate.  You can join for free to see for yourself what it has to offer you. I’ve been a member for over a month, and I’m learning more and more each day about network marketing as well as effective recruiting techniques.

I do not have all the answers; this is just my personal opinion. Therefore, I would welcome your comments on this topic.  Please feel free to do so and I will respond accordingly. Thank you for reading my post, and I wish you the best of success.






The Team Building Project: Scam or Not? My Honest Opinion

Are You Looking for an Opportunity to Make Money Online?

If the answer is yes, one of the following scenarios may apply to you:

  1. You are unemployed and have been looking for a job, but have so far been unsuccessful. You are either under-or overqualified for the jobs that are out there, or employers are simply not hiring at the moment.
  2. You have a job, but your take home pay is not enough to pay your monthly expenses. You therefore need some extra income in order to make ends meet.
  3. Due to an emergency situation (ex. unforeseen medical expenses, death in family) you need extra income to offset these emergency expenses.                                      cropped-Picture-271.jpg

No matter what the reason, we all can use extra money. Hi, my name is Deidre, and I’m here to present to you a unique business opportunity called the Team Building Project. 

What’s so special about the Team Building Project (TBP)? What’s in it for you?

Take a look at the following brief video:

TBP is unique that instead of focusing on promoting and building separate multilevel marketing (MLM) teams for individual business opportunities, TBP focuses on building a single MLM team and then providing the people in that single team an opportunity to choose from several business opportunities that TBP offers.


  • Free to join
  • No need to attend annoying “opportunity meetings”
  • No need to listen to weekly conference calls
  • Can choose to join one or more business opportunities without pressure–potential to create several income streams
  • Excellent training and 24/7 support is provided
  • TBP is not a “business opportunity”; no service or product is offered. Therefore, you can join TBP and not worry about committing cross-recruiting if you are currently involved with other opportunities

Possible Drawbacks

  • Free to join TBP, but there are startup costs for each business opportunity offered. Start up costs vary among the opportunities. May be difficult for those with a limited budget.
  • There is no control over which business opportunity your downline member will select. Strict rules prohibit members from “coercing” downline members to join the same business opportunities they have a vested interest in. Therefore, you may have to join all TBP opportunities to eliminate the possibility of losing a potential income stream, which can become expensive over time.

How the Team Building Project has helped me

I have been involved with TBP since since its inception in 2010. The concept of the Team Building project was created by Stephen Scott,  the founder and CEO. Since he has taken the time to do extensive research in selecting the various business opportunities under the TBP umbrella,  I feel comfortable that the opportunities available are legitimate and respectable. What initially attracted me to TBP was the fact that I could potentially make money with several business opportunities simultaneously without having to promote each individual opportunity. Instead, I could focus on building my team.  I have tried in the past to promote several opportunities at the same time, and it was very difficult as well as expensive in terms of advertising costs.

Currently, the following opportunities are available under TBP:

  • Solavei
  • My Fun Life
  • DS Domination

I am currently a member of Solavei.  Solavei is a social commerce company that has a partnership with T-Mobile ‘s 4G network. They help people save money on their mobile phone bills and also pay commissions to those who simply share information about Solavei to others who join.

This is the main reason why I believe in the Solavei concept.  Previously, I was using AT & T paying $87/month. With Solavei, I am now paying only $49/month for unlimited text/talk/data– saving $38/month, $456/year.  I really like the fact that I am saving a lot of money which can be put to good use somewhere else, AND I have the potential to earn money just for passing information about the Solavei program onto others so they can join as well. While it may be true that other mobile phone service providers have similar plans, NONE of them are paying its members money for spreading the word about these plans to others who also sign up for them.

what do u think

My honest opinion of the Team Building Project is that is definitely NOT a scam, because many of its members are making money with different business opportunities worldwide. If after reading this review you are still undecided, that is OK. I was also undecided at first. Perhaps you should ask yourself these questions:

Which scenario would you prefer?

  1. Earning $10,000 per month from a single business opportunity.
  2. Earning $10,000 per month from several business opportunities

If you prefer #2, then the TBP is for you!  

Please feel free to leave questions or comments, as I will be glad to help. Thanks for reading my review, and I wish you the best of success.















Time is Precious: Spend Your Time Wisely


Hi, my name is Deidre, and I would like you to ask yourself these questions:

How do you spend your time? Have you been guilty at one time or another of the following:

1. You have an important deadline to meet or there is something that Must be done today or else tomorrow it will be too late. You end up not doing it because you think ” I don’t have time”

2.  You seem to have “lots of time” to do the things you like to do or seem easy to do. However, they are for the most part not that important and can be done later during your spare time.

Most people, myself included, are guilty of not spending our time wisely. People tend to procrastinate and waste time doing trivial, mundane things that are rarely the most important. These trivial things may make us “busy” but they are not bringing us any closer to whatever goals and/or deadlines we have to meet in any given day.

No matter where you live in this world, the following is constant and true:

  • Every day consists of 24 hours
  • Every hour consists of 60 minutes
  • Every minute consists of 60 seconds
  • One day is equal to 24 hours, 1440 minutes, and 86,400 seconds

My point is that everyone has the same amount of time every day to be the most productive in terms of achieving goals, such as becoming successful in making money online.

How can you spend your time wisely?

Here are some techniques that I currently use. They may or may not be helpful to you, but it’s worth a start if you have no clue in how to better manage your time.

1. Map out a 24 hour schedule and WRITE IT DOWN. In other words, think about what you do in one day and the time during the day you do it. For example, when you travel to work, your work hours, when you sleep, when you eat, when you watch TV, etc. This is important because when you see all that you do mapped out on paper, it makes you more aware of how your day is spent

Calender grid

When I mapped out my schedule for the first time, I was amazed at how much time I spent weekly doing things that was not bringing me closer to my goal of making money online. I was spending more time watching TV than learning how to be successful at making money online. As a result, I made some adjustments–I decided I would watch less TV and devote more time to reading e-books and how-to videos on lead generation techniques and getting traffic to my websites.

2. Before you begin a task, ask yourself, “Is this the most productive thing I can do at this particular moment?”  If the answer is yes, then go ahead and perform the task. Just keep in mind that you’ve answered yes because this task will bring you closer to your goal of making money online and not because you are procrastinating for whatever reason.

This may be somewhat difficult to do ( I still struggle with this) because I think it is human nature to want to stall or procrastinate when we know we have to do something but don’t want to because it seems too difficult or we don’t understand how to do it. Someone told me that one way to combat procrastination is to write down all the tasks you have to do in one day and divide them up into 3 categories: (most important to least important)

1. Things I must do today                                                                                 to do list

2. Things I could do today

3. Things I can do tomorrow or some other time

What is the lesson to be learned?

1. Time management is critical. You can always make more money and perhaps do more things in a day, but you CANNOT make more time. Once the 24 hours in any given day is used up, it’s gone forever. That day is never going to come back for you to repeat if you have not completed a task or forgot to do something.

2. Time is precious. We all have a finite amount of time to do what we feel we have to do on this earth. Therefore, we need to live each day as if it may be our last day on earth. If we do the most important things first, then we can relax a little and do things that are fun to do during our “spare time”.

3. Time management is a constant struggle.  I think we all have a tendency to procrastinate and do things that keep us “busy” but do nothing but waste time instead of bringing us closer to our goals. However, I think procrastination can be kept in check by asking yourself, “how bad do I want to reach my goal”? If that goal is a burning desire, then you will find the time needed to do what is necessary to reach that goal. If the goal is not that important to you, then it is just a wish, and time spent on it will not seem to matter.

I would welcome your thoughts and comments on this topic, as I do not have all the answers. In fact, I have been looking at time management tips from some of my fellow Wealthy Affiliate members. Here is how one of our newest members manages her time every week

No matter what you plan to do in life, time management is important. If you are interested in learning about time management and/or how to make money online, may I suggest you check out Wealthy Affiliate.com     This is an online community of network marketers who want to learn how to be successful in this industry. You can sign up for free and see what it has to offer.

Once again, my name is Deidre, and thanks for reading my post.








Wealthy Affiliate: Scam or Not–My Honest Opinion

Could This Be You?

  1. You are searching the internet, looking for an opportunity where you can earn extra income online, or perhaps start a new online business. However, you have no clue as to how to get started and need some help.
  2. You are either already involved in network marketing , or have an online business but you want to take it to the next level.
  3. You have been victimized one or more times by network marketing scammers who promise you fame and fortune overnight, but just take your money and leave you with even less than what you had before.

Hello, my name is Deidre. About 5 years ago, I decided to look into making money online because I had been downsized from my job which I had for 19 years. I quickly found out that the internet is full of online business money-making opportunities; most if not all of them promise that you will make all the money you need in order to live your dream life. So, I was a real “eager beaver”. I just jumped into the first business opportunity I saw online that I thought would make me wealthy. Weeks, sometimes months later, I found myself more in debt and more frustrated because I got scammed–I had paid for ebooks, ecourses, and coaching programs that did nothing for me. I was very discouraged at times. However, I never lost sight of the fact that people actually do make money online with affiliate marketing, and I wanted to become one them. I knew I needed help in achieving this goal, so I did some more research, and came upon Wealthy Affiliate.    

How Wealthy Affiliate Membership has Helped Me

I found out about Wealthy Affiliate from a blog that I subscribe to. I signed up, and I was immediately impressed with the way the training is presented. The training is categorized into 2 parts: those who want to learn how to build a website that pertains to their desired niche or business and those who don’t have a business but are interested in learning how to become an affiliate marketer.

I decided to take the Affiliate Bootcamp course on how to become an affiliate marketer. This is what I found to be most valuable so far (essential if you want to really succeed):

  1. Choosing a domain name for your website
  2. How to select the right WordPress theme for your website
  3. How to do proper keyword searches
  4. Organizing your website and writing themed content
  5. How to use WordPress

As a result of this training, I am now able to write posts such as this one, without much difficulty because I have learned how to jot down ideas prior to writing.  Before the training, I basically hated writing because I thought I was not good at it, and also that I would have no idea what to write about.

What’s so special about Wealthy Affiliate?  What’s in it for you?

WealthyAffiliate.com is a website community of affiliate marketers who help each other learn how to become successful in affiliate marketing or other online business niches. The site is owned by 2 people who are expert internet marketers and have dedicated themselves to helping other people achieve success in internet marketing by giving detailed, in depth training for little or no cost.

Here are the facts:

Name:     Wealthy Affiliate
Website: www.WealthyAffiliate.com
Price:      $0 Starter Membership (get free account here)
Owners:  Kyle & Carson
Overall Rank: 98 out of 100


  • Detailed video “bootcamp” training  in all important aspects of internet marketing, such as building websites, writing good content, getting good SEO ranking and more
  • Website owners Kyle and Carson are easily accessible-you can ask them questions via private messaging
  • With the free starter membership, the first 7 days they give you full access to the same features of Wealthy Affiliate as paid Premium members get. They want you to experience all that Wealthy Affiliate has to offer
  • Free members get 2 free websites with hosting included; Premium members can have unlimited websites with free hosting and their own domain name
  • Wealthy Affiliate members are friendly; always willing to help you when you need it
  • Can participate in discussion forums where you can ask any question; questions are answered promptly
  • No pressure to become a paid Premium member–can remain a free member for life if you so choose

Possible Drawbacks

  • As a premium member after the first month when you paid the discount price of $19 is over, the monthly fee goes back to regular rate of $47 per month.  May be a challenge for those with limited budgets
  • Tons of information about affiliate marketing is available by video and blog posts; can be overwhelming for some people
  • The 7 day trial period that free members get access to features reserved for Premium members is too short; may be very difficult for some to experience all that Wealthy Affiliate has to offer.

I do not know if Wealthy Affiliate is for you, but if you have taken the time to read this entire review, I think you owe it to yourself to at least take a look (get a free starter membership) and receive my Thank You Bonus . I was skeptical at first, but I decided to join as a free member to check things out anyway. I am proud to say that I am now a Premium member and I really like it. You never know–Wealthy Affiliate may just be the missing link you need to take your business to the next level–that’s just my honest opinion.

Please feel free to ask questions or leave comments; I’ll be happy to help.

Thank You Bonus

Just for taking the time to read this post, click on the link below for your bonus. Whether or not you choose to join Wealthy Affiliate, I hope that these gifts will help you succeed in reaching your goals.

How to Make Money Online–The Process Explained

21IncomeStreams by Joanne Mason

Extra Bonus

If you decide to join Wealthy Affiliate and become a Premium member within the first 7 days, you will get access to the following video “12 Online Marketing Tips from the Experts”.